Business & Commercial
Practical coverage for Long Island businesses, from home-based operations to restaurants, contractors and manufacturers.
What we can help with
- Business owners policy (BOP)
- General liability
- Commercial property
- Workers compensation
- Commercial auto
- Employment practices liability
- Umbrella
- Flood and earthquake
- Restaurants and liquor stores
- Home-based businesses
Every business has a different mix of property, liability and people risks. We start by understanding how you operate, then build a program that covers what matters without paying for what does not.
Through our partner and brokered carriers we can place a wide range of businesses, including harder to place risks.
Guides on business & commercial
Planning Ahead: Business Continuation Plans for Closely Held Companies
A look at why closely held businesses benefit from a buy-sell agreement, the common structures used, and the factors owners should weigh before choosing one.
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Protecting Your Business Against the Loss of a Key Employee
Many business owners insure their buildings and equipment but overlook the financial risk of losing a key employee. Here is what to know about key employee coverage.
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Business Liability Insurance: What Every Small Business Should Know
An overview of how liability insurance protects a small business from lawsuits, what a commercial general liability policy or business owners policy generally covers, and common exclusions to understand.
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Cafeteria Plans: Giving Employees a Menu of Benefit Choices
Cafeteria plans let employees choose from a menu of benefit options and pay certain costs with pretax salary dollars. Here is a plain language look at how they work for both employers and employees.
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